WooCommerce Payment Gateways for 2022: All Ins & Outs Review

WooCommerce Payment Gateways


Are you building your WooCommerce sites and starting to get the very first sales? Are you already a WooCommerce merchant and find that your current WooCommerce payment gateways cannot satisfy your customers’ needs?

8 Best WooCommerce Payment Gateways

#1. WooCommerce Stripe Payment Gateway

As of July 2022, there are over 1 million businesses using Stripe as payment processor. Stripe is a simple way to take payments as it accepts almost all common debit and credit cards as well as local payment options.

  • Conversion-focused PCI-compliant checkout process
  • Local payment options for global customers
  • Support for faster checkout options on desktop & mobile
  • Offer advanced fraud protection and 3D secure support
  • Simple reporting and monitoring system
  • Deliver quick payment processing
  • Enhance the Strong Customer Authentication (SCA), which is necessary for transactions within the European Economic Area (EEA)
  • + Easy to install, utilize, and integrate with various checkout methods
  • + Compatible with all major eCommerce systems
  • + No startup costs, monthly fees, or other costs
  • + Relatively low transaction costs
  • + Process a payment without being redirected to another website
  • + Quick customer service
  • + Printed invoices with logos
  • - The dashboard can be a little cluttered and daunting for non-techies
  • - Long processing time for payments

#2. Braintree for WooCommerce

Being appropriate for all kinds of businesses, Braintree has grown in popularity since its first release in 2007.

  • PCI Compliance meets SAQ-A processes standards
  • Accept PayPal and all popular credit and debit cards, such as Visa, Mastercard, American Express, Discover, Diners Club, and JCB
  • Braintree’s comprehensive range of fraud capabilities can help you identify and prevent fraud
  • PayPal buttons for fast checkout deliver a seamless checkout experience and thus, improve conversion rates, especially on mobile
  • Support Strong Customer Authentication (SCA)
  • + Easy to use and quickly to set up online gateway for receiving clients data and their transactions
  • + Centralized dashboard for all user subscriptions
  • + Smooth and effective conflict resolution procedure
  • - Poor customer service
  • - Delay while receiving or processing payments

#3. WooCommerce Payments

  • Seamless experience that will lower your cart abandonment rate because your customers can pay directly on your store rather than being redirected to a third-party checkout page
  • No need to manually calculate pricing or verify conversion rates because your customer can view prices and pay in the currency of their choice.
  • They can save their credit card information for quicker upcoming checkouts.
  • You need to pay no monthly costs
  • Built-in support for several currencies
  • Payment options including Apple Pay®, Google Pay, giropay, Sofort, iDeal, SEPA, P24, EPS, and Bancontact
  • A simplified checkout process will lessen cart abandonment
  • Utilize the integrated dashboard to keep track of chargebacks, disputes, and refunds

#4. WooCommerce Square

Square integrates flawlessly with the WooCommerce system. The payment gateway not only enables online payment for goods and services, but it also accepts credit and debit cards for mobile devices, online invoicing, and transactions in physical stores. These amazing utilities can all be installed without cost.

  • A valid SSL certificate
  • A Square account
  • WooCommerce version 3.0 or higher
  • Accept payments at any time and anywhere by accepting payments online, offline, or on the go
  • Be accepted by all popular credit and debit cards
  • Quick deposits within 1–2 business days
  • Offer PCI-DSS compliant payment processing and end-to-end encryption without charging PCI or security fees
  • Security of your account is always under review by Square’s fraud prevention team.
  • + Ideal payment method for new and small business
  • + Completely compatible with the WooCommerce eCommerce platform and can be installed for free
  • + Enables merchants to merge all their online store’s payment options into one sizable data center
  • + Permitted Square’s invoicing settings do recurring payments
  • - Cannot perform automatic currency changes, which might be problematic for transactions with other countries
  • - Lack a marketplace payment tool, making it unable to execute market payouts
Calculate your rate with Square

#5. WooCommerce PayPal Payments

  • WordPress 5.3 or higher version (installed)
  • WooCommerce 3.9 or higher version (installed and activated)
  • PHP 7.1 or higher version
  • PayPal business account
  • Increase sales by combining all popular payment methods into a one checkout solution
  • Convert visitors into buyers using Later Pay
  • Offer membership fees to encourage recurring business
  • Offer 24/7 fraud detection and monitoring tools
  • Satisfy worldwide markets with compliance standards like PCI and PSD2
  • Compliant with card-based 2-factor authentication (3D Secure)
  • No additional cost when upgrading PayPal
  • + Safe to use and to set up
  • + Transparent fees with no recurring charges
  • + Be able to integrate with almost all platforms and marketplaces
  • + Mange many services within a single payment
  • - Unreliable client service over the phone
  • - High transaction fees
  • - Limited seller protection
  • - Customers might need to temporarily leave your WooCommerce website to process payment

#6. Authorize.Net Payment Gateway For WooCommerce

  • Complete assistance with Authorize.Net eCheck.
  • Run complicated reports and receive a simple list of transactions by directly capturing charges from WooCommerce
  • Authorize.Net Reporting is a tool that lets you quickly get access to WooCommerce store data by receiving a daily email with a CSV attachment with a list of all of your Authorize.net transactions
  • + Automatic alerts for suspicious transactions
  • + Announce payouts immediately
  • + Support for seamless various data integration
  • - Separated merchant accounts
  • - The cost is relatively high to get access to Authorize.Net portal
  • - Details contained in the automated receipt
  • - It’s challenging to set up recurring payments

#7. WooCommerce Amazon Pay

  • Integrated support for Strong Customer Authentication (SCA)
  • Let customers use local currency throughout the shopping process
  • Support for recurring payments via WooCommerce Subscription
  • Offer policy for Payment Protection (Available for qualified physical goods purchases only)
  • Offer Amazon Pay A-to-z Guarantee for Customers that further assurance to customers about the timeliness of delivery and order
  • + Secure payment method
  • + Offer a lot of ​​rewards and cashback
  • + Simply using Amazon Pay with an Alexa-enabled device
  • - A lot of redirect in Amazon Pay apps
  • - Do not let merchants transfer money from wallets to the bank account

#8. Paystack WooCommerce Payment Gateway

  • Offer a seamless WooCommerce checkout page by directly accepting payments on your website
  • WooCommerce Subscriptions plugin and recurring payments
  • 24/7 accessibility to attentive, responsive customer service
  • Free updates as new features and payment methods are introduced
  • APIs with clear documentation to create your own unique payment experiences
  • + Sophisticated fraud detection
  • + Transparent pricing with no additional fees or hidden costs
  • + One of the most trustworthy African Payment Gateways
  • + Secure method to conduct online transactions and payments
  • + Basic online transaction processing
  • - Platform integration isn’t flexible


Paystack imposes a local transaction fee of 1.5% + NGN 100.

Currency & Country supported

This is the list of Paystack supported countries: Nigeria, Ghana, South Africa. However, Paystack is gradually expanding all over Africa.

What to Consider When Choosing WooCommerce Payment Gateways?


Each WooCommerce payment gateway will have a distinct start-up and recurring charges that include:

  • Fee to buy a payment gateway extension / plugin (if it is not free)
  • A sign-up fee by the payment gateway provider or processor
  • Annual or monthly subscription costs
  • Fees for each transaction (which may vary among countries)

Location (Currency & Available regions)

Currency and store location should be taken into consideration while choosing WooCommerce payment gateways. If the store is in the US and only accepts payment within the US, Canadian and European business owners are unable to use it.


Sensitive client data, such as email addresses, shipping addresses, and billing information, must be protected by store owners that accept payments.

Taxes & Duties

Based on which nation you are selling to, the tax will be differently imposed on the items you sell. VAT (value-added tax), which is levied by the majority of Europe, Canada, China, India, the majority of South America and Africa, among other nations, is the most prevalent international tax.

What is A Payment Gateway?

A payment gateway essentially acts as a middleman between sellers and their customers. It links the acquirers (the bank account for the merchant) and the processors (the bank account for the customer’s credit card).

How Does a Payment Gateway Work?

Instead of using a credit card reader, when a customer uses a credit card to make a virtual purchase, the card’s information is encrypted using digital capture files. A payment gateway will work throughout the payment process.

WooCommerce Payment Gateways — FAQs

Do I need multiple payment gateways?

A store that has multiple payment gateways will enhance their chance to drive conversion when it provides a seamless checkout experience. However, too many gateways may do harm to your websites because there would be some conflicts in the source code. To solve it, offer your customer sufficient methods of payment to avoid such scenarios.

What payment gateways does WooCommerce support?

Currently, WordPress WooCommerce supports its merchants with over 40 payment gateways and processors. Some dominant payment gateways are: Stripe, Braintree, WooCommerce Payments, Square, PayPal , Authorize.Net and Amazon Pay.

Does WooCommerce charge transaction fees?

Yes, when you use WooCommerce payment gateway plugin, you will be charged a specific amount of fee. The average transaction fee for WooCommerce payment is 2.9% + 30¢ for each successful transaction.

What is Best WooCommerce Gateways — It’s a Wrap!

Customers and businesses can both benefit from a good payment gateway. It helps customers to check out swiftly and reduces cart abandonment rate for retailers. Hope that with the details in this article, you’re able to find the most suitable WooCommerce payment options for your business.



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